Understanding the new $3m super tax

Understanding the new $3m super tax

The much-debated tax on superannuation balances over $3 million is inching closer and those who may be affected should ensure they have considered the implications. Although it is not yet law, the Division 296 tax should be taken into account when it comes to...
Insurance is a sound investment

Insurance is a sound investment

Risk is not just associated with investing though – life can throw a curve ball or two and insurance is one way to manage risk in a broader context. It’s a matter of weighing up your risks and thinking about what you would do if the worst happened. Could you...
How to plan a gap year for grown ups

How to plan a gap year for grown ups

It’s not just school leavers who dream of a gap year. Those of us who’ve been working for a decade or two (or more) may also long for a real break from career and commitments. It does not even need to be a year – just enough of an extended break to reset and to take...